• What is a deductible?

    A deductible is the amount that the insured party is responsible for prior to insurance kicking in. For example, if you have a $3,000 deductible and owe $5,000 as a result of an accident, you have to pay the first $3,000 (which is the deductible) out of pocket insurance will pay the remaining $2,000.

  • What types of auto insurance are available?

    The different types of insurance are: Collision, Comprehensive, Property Damage Liability, Bodily Liability, Uninsured or Underinsured Motorist Coverage.

  • Does my car insurance cover rental cars?

    This depends on the policy you have, but it generally does. Inquire with your insurance company for more info.

  • What factors affect my insurance rate?

    There are many things that can impact your policy, including but not limited to: vehicle type, driving history, criminal history, credit score, etc.

  • Can I deduct my insurance premium from my taxes?

    No, insurance premiums cannot be deducted from your taxes.

  • Does my insurance cover auto theft?

    Many policies cover theft, but you need to check the specifics of your policy to be certain.

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